If you are looking for cover for the whole season, you can be covered with our Backpackers or single trip policies. If at the time you purchase your travel insurance, you know that you will be 33 to 40 weeks pregnant during your trip, you will be unable to claim cancellation for your trip. Please note that due to the Coronavirus pandemic, we are currently unable to access any post sent to us. Please be aware that we will not cover any claim arising from you not getting the necessary vaccinations. No. Ensure you have selected the correct card type and entered your full card number. and enter your quote number, name and DOB to access your documents. If you have an accident and injure yourself, you will still be covered for medical expenses, but you will not be able to claim under the separate Personal Accident or Personal Liability sections. If you have purchased an annual multi-trip policy, cover only starts on the chosen start date of your policy. To ensure you have continuous cover under your policy, InsureandGo Ireland will aim to automatically renew (auto-renew) your policy when it runs out, unless you tell them not to. MAPFRE ASISTENCIA Compania Internacional de Seguros y Reaseguros S.A., trading as MAPFRE ASSISTANCE Agency Ireland, is authorised by the Direccion General de Seguros y Fondos de Pensiones del Ministerio de Economia y Hacienda, Spain, and is regulated by the Central Bank of Ireland for conduct of business rules. To arrange this, please contact us. A pre-existing medical condition is any medical condition which falls into any of the following categories which any person insured on this policy has, or has had for which they have received treatment (including surgery, tests or investigations by a doctor or a consultant/specialist and prescribed drugs or medication) in the last 2 years: For your information, examples of conditions that can directly or indirectly be linked to any pre-existing medical condition include, but are not limited to: You must inform InsureandGo of any pre-existing medical conditions you have before purchasing insurance. When you submit your personal and payment details to InsureandGo online, they are encrypted to ensure that no-one else can read them. The limit of 31 days per trip only comes into effect if you are aged 66 or over on the day you buy your policy. If you contact us within this cooling-off period, you are entitled to a full refund of your travel insurance policy, provided you have not travelled or made any claims on the policy. Yes, everyone on an annual multi-trip policy is entitled to travel independently, but children under 18 who travel alone must be dropped off and picked up by a responsible adult aged 18 or over. For further information on this, please click here. Insure & Go Insurance Services Ltd Maitland House Warrior Square Southend-on-Sea SS1 2JY. We can help you by offering you a range of different travel insurance choices to help you decide what might be appropriate for you. If you have changed your device you may be able to update your cover if your new device meets the eligibility criteria of the policy. You are able to cancel the policy and receive a full refund as long as you have not travelled, no claim has been made or is intended to be made, and no incident likely to give rise to a claim has occurred. If you will be doing an activity that the terms and conditions state there is no Personal Accident or Personal Liability cover for, it is just these two sections of your travel insurance that will be excluded. We will not cover any claim directly or indirectly linked to any declared and excluded pre-existing medical conditions where we cannot offer cover for the condition(s). If you still have a question that you would like an answer for, please contact us. For full details of the benefits, terms and conditions and exclusions that may apply, please refer to the relevant Combined Product Disclosure Statement and Policy Wording and Financial Services Guide (PDS) and consider the PDS in light of your personal circumstances, prior to making any decision to acquire the product. If you don’t see what you’re looking for online, please contact us. For example, if you will be travelling to India, stopping off for a week in Bulgaria, you will need to choose the Worldwide (except the USA, Canada, Mexico and the Caribbean) as this area includes both of those countries. Your permanent total disability caused by an accident during your trip that: The permanent loss of use of one or more of your limbs, at or above the wrist or ankle. While the process of cancelling insurance coverage varies by company, most require you to … We can also send you your policy details in a text message to your mobile phone. Also, make sure you have entered the correct security code (CVC). Occasionally your insurer may wish to cancel your policy. All EHIC cards issued before the end of 2020 will be valid until their expiry date (on the front of your card), entitling you to reduced cost or free state healthcare within the EU countries that you visit. In both eyes if your name is added to the Register of Blind Persons on the authority of a fully qualified ophthalmic specialist; and. Policies can be extended only once and only up to the maximum trip duration (see table below) and you will need to pay an additional premium for the extended cover. Check the list of activities here, for which, if you require cover you would need to pay an additional premium via either adding our online Hazardous activities option at the time of purchasing your policy (this provides you with up to 15 days cover for any of the listed activities throughout the term of your policy) or by contacting us.0330 400 1383. * The product information contained on this website is a brief summary only. Please note that we only offer limited cover for claims relating to COVID-19, SARS-COV-2, or any mutation of these. If you don’t, you could be on the hook for unpaid premiums and may wind up having to pay more for insurance later. We will be able to amend the details on your policy at no extra charge and also resend the amended documents to you by post or by email. YES – unlike many of our competitors, we now include cover for an enhanced range of winter sports activities inclusive of the following more extreme activities. Coronavirus statement and FAQs – Click here to find out what cover is available on our policies and how this might affect you. 2020 Insure & Go Insurance Services Limited. Each year InsureandGo Ireland will write to you 31 days before the renewal date of your policy, and tell you about any changes to the premium or the policy … original receipts). If you have any further questions, please contact us. We honestly couldn’t fault Insure and Go. Thus, it is not uncommon for a provision to be included in the policy that allows the insurance company to cancel a policy … When travelling to a country in the European Union (EU) you should receive inpatient treatment in a public hospital. If you are having trouble paying for your travel insurance online, make sure you check all of your personal and payment details. Cancellation by the Insurance Company: Generally, the insurance company has no right to cancel an insurance policy unless the policy itself explicitly reserves and ensures their right to do so. Otherwise, simply buy quick and securely online. Plastic can take between 400 and 1,000 years to degrade, which is way longer than you could ever need that little card for! You can cancel your policy^ with us and obtain a full refund if you cancel within the 14 day cooling off period provided you have not departed for your journey nor have you made any claims on this policy^. If you have lost your policy documents, you can retrieve them online. If you would like your documents resent through the post, you have lost your quote number, or if you have any other problems accessing your documents online, please contact us. If you have any questions about your renewal, please contact us to speak to a member of our sales team. The FCDO will issue you with replacement travel documents so you can travel back to the UK. You may travel with a printed copy of your emailed documents. Please note that for these activities an increased medical excess of £250 applies and that cover under the Personal accident and Personal liability sections does not apply. Our Backpackers policies can cover trips of up to 18 months in length and our single trip policies can cover trips of up to 12 months. If you need any help and support, read our guides and please contact us for more information. If you are purchasing an annual multi-trip, you are only covered from the date you choose to start your policy. The law allows 15 days as free-look period from the date of receipt of the policy document to the policyholder. The process of canceling your current policy is fairly straightforward. However, we do always aim for your policy pack to be with you sooner. Add up the total cost of all your bookings to see if your cancellation limit is enough to cover you if you end up cancelling your trip. Do you agree with InsureandGo UK’s 4-star rating? We’ve also made a page specifically for all of your Coronavirus questions. Inspiring Vacations would not refund our money and only give credits for future travel.Insure and Go with our gold policy would not give us any money back as they said we cancelled the trip ,which is not true.We sent all the relevant documents to insure and go and no luck.After a couple of months and no response we … If you have lost your policy documents, you can retrieve them online. A trip is considered to be from the date that you leave your home country until the date that you return to your home country (or your final destination if it is a one-way trip). No updating the customer. 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