With a proliferation of dogs in parks, mishaps can happen, especially when we want to give our furry companions free rein in an off leash area. Based on my research, their position is that if there is an incident with a dog, such as a dog … Do I need my own dog walking insurance if I work with Wag and Rover? Pet sitters work with a number of business models today, which means the specific risks that concern you and those who hire you for pet sitting will be unique to your pet sitting business. In those moments, I’ve become reliant on Wag! You also risk losing your homeowners or renters insurance coverage if your agent discovers that you're running a business (even home-based business) without adequate insurance. Without needed liability coverage, sitters are taking a huge risk. Dog Walking Business Insurance. In the City of Toronto, for example, dog walkers need to obtain a $250 commercial dog walker permit in order to walk more than three dogs at a time (with a maximum of six), all of which … The cost of membership to ACPSN is $70 CDN. Binks insurance for Canadian members Binks is proud to be the exclusive insurance broker of bonding and liability coverage for PSI's Canadian members. Any … The short answer is, I don’t know. If you provide pet sitter insurance, including care/custody/control, and would like to be listed, please send us an email. COMPLETE COVERAGE YOU CANNOT AFFORD TO BE WITHOUT. Exception:  Currently all four insurers listed above do include vet coverage for non-negligent situations as listed in the chart.  This means you can take an ill pet to the vet and trust that you will get reimbursed no matter the circumstances.Considering a Claim With this plan you can advertise your business as "*fully bonded and insured". Coverage excludes: farm animals, exotic animals, and animals prohibited as household pets by law. Our Canadian Pet Sitters and Dog Walkers Insurance Plan has been tailored specifically with the needs of you sitters and walkers in mind. Horizon Insurance offers dog walking insurance to members of All Canadian Pet Services Network (ACPSN) located at http://www.acpsn.com/. Yes , dog walkers and overnights are covered ! Liability insurance is essential when you're providing pet-walking services. Dog Business Insurance. The plan provides excellent coverage for business liability including pets in your care and fidelity bonding. First and foremost Public Liability cover will protect dog walkers if an animal in their care was to injure another walker or member of the public. Pet Sitter insurance generally covers you ONLY if you were negligent in your duties.  If something is beyond your control, you are not covered or liable.  For example, if a broken sink starts to leak and you haven't touched it, you are not responsible.  There are a lot of fuzzy areas, and the pet sitter insurances above (at least the first 2) have a good track record of sorting out fuzzy items. For example, you may want coverage in case you lose a client's keys, or coverage in case a dog … Many owners require that a sitter have adequate insurance and bonding. At PROfur we understand that dog walkers need specialized insurance to be bonded and our policies cover a variety of occurrences including a common, everyday incident like lost keys & lock replacement, to the unimageable accidental injury or loss to … I enjoy walking my dog and only need a dog walking service when life gets too busy. To speak to one of our advisers call 01494 887909. The best insurance policies for dog walkers average anywhere from $300 to $600 per year.  This is just for information purposes only, and we can not and do not guarantee the accuracy in any way at any time. All of our dog walking insurance policies are annual. If you are hurt in a client's home, this would be something that would usually be covered by Worker's Compensation.  Many business owning sitters do not have worker's comp for themselves (and some are not allowed to get it in their states to cover THEMSELVES), but must have it for their employees.  So you will want to consider looking into  a worker's comp plan for yourself to cover injuries acquired on the job.  Or start a big savings account for emergencies! An alternative to bonding.  Restitution is not sought by the insurance company. There are no hidden fees involved. Pet Sitting Insurance Canada Comparison Chart, Dog Walking and Pet Sitter Liability, Covers the client in case a sitter steals from the, Note:  be sure the policy includes coverage for the. PROfur is a company we discovered online in Oct 2013. Dog Walking Insurance and Bonding. Whether you run a dog walking business, a pet sitter, a doggie daycare or a kennel, KennelPro understands that comprehensive insurance coverage is key. Dog walkers insurance from Petplan Sanctuary offers a range of cover if your business involves walking other people's pets. If you love dogs, a dog walking business can be a fulfilling endeavor that you can use to augment your existing income or to have a … Unfortunately that can happen unexpectedly. … ...but if your operations are more like a kennel, Binks will arrange coverage differently. Insurance for dog walking protects professional walkers from liability claims such as third-party bodily harm, property damage, personal injury or environmental damage. Dog walking liability insurance will help, if while in your control a client’s dog bites another person or … As far as we know, no Pet Sitter insurance covers harm to yourself, people you bring along, personal pets you bring along or your personal / business belongings.Â. Negligence Required Printable Version:  Updated Oct 20,2013, Professional United Pet Sitters LLC  is NOT affiliated with any pet sitter and dog walker liability insurance companies, including the ones listed below.Â, Professional United Pet Sitters LLC does NOT offer or endorse ANY Pet Sitter insurance, business insurance, health insurance, or bonding.Â. As animals can be unpredictable in nature, you can never guarantee that an accident won’t happen to you, another person or another dog … When nature calls, our dog walkers are here to answer You can't always predict a crazy day at work, but you can anticipate your dog's needs. Book and pay securely. Dog Walking Insurance Policy Information. Includes $20,000 third party dishonesty bond. The main part of dog walker insurance or pet sitter insurance is commonly referred to as “ Care, Custody and Control ” Coverage (CCC). We take pride in fostering an online environment of collaboration, professionalism & support through a forum with a wealth of pet sitting topics and discussions as well as a vast library of pet sitting & dog walking resources that include business start up guides, pet sitting contracts & forms, analysis tools, guides & more. It's a risk that you don't need to take. If you employ any staff, you would also need … The cost of NARPS … Connect with 5-star sitters and dog walkers near you who offer dog boarding, dog walking, house sitting, or doggy day care. If your dog somehow gets out and makes a mad dash into traffic and gets hurt, your covered. A dog walker should have proof of liability insurance (which should be provided to each pet owner client). If you require insurance for a shorter period, please contact us to discuss your requirements. Canada’s First Specialized Insurance Provider for Pet Care Professionals Pet care is a specialized business – and so are we! You also risk losing your homeowners or renters insurance coverage if your agent discovers that you're running a business (even home-based business) without adequate insurance. More importantly, being insured and bonded will actually help you to better market your business. Not only is dog-walking insurance available, it should be a must-have for any dog walker. The insurance can cover you if one of the dogs you're walking gets sick or injured. Why Insurance is important for Dog Walkers. It's a risk that you don't need to take. The plan provides excellent coverage for business liability including pets in your care and fidelity bonding. Joining NARPS entitles members to discounted prices on dog walking insurance from Pet Business Insurance, reducing the cost of insurance by approximately 50%. The following companies are known to provide quality pet sitting insurance to individual pet sitters as well as professional pet sitting businesses.  Contact the companies directly for more details.Â. You can try to sue a client for injuries acquired do to their negligence.   For example, if the roof caves in on your head, you could probably sue for your injuries.  The client's personal insurances may cover these situations.Â. Professional United Pet Sitters LLC, PetSits.Com, Happy At Home Pet Sitters, and the owners are not liable for errors in or related to information presented here.   Please contact the companies directly for more current information.  The information listed is the limited understanding we have based on the info we’ve received. Another side note - if you get bit and need a stitch or 2 and some antibiotics, it will cost lots - a lot more than you expect if you are used to having health insurance.  So just step back and rethink twice if you are a little nervous about any animal.  It's certainly not worth the cost! For example if you are walking with a group of dogs and one of the dogs decides to “go rogue” and causes an injury to another person or dog … We offer a variety of insurance options to suit your dog … Bonding generally applies only when subject is convicted of theft in criminal court or proven guilty of a crime.  Restitution may be sought by the insurance company. As a side note, if a client pet (or any wild animal for that matter) bites you and you report it to a doctor, by law most if not all have to report it to the state.  Police will likely come to take information, and may take the dog/cat, no matter what the circumstances.  Vicious and dangerous hearings may result.  So obviously, don't lie and tell a doctor your own pet bit you to hide the truth! A listing is included with your membership to PSI on their website. There are general liability insurance policies specifically designed for walkers, … Almost every responsible dog walker and pet … Depending upon the way you have structured your business, you may offer any of the following: Dog walking It’s very difficult to find information about the insurance Wag and Rover provide. Without insurance, you can lose not only your business but also your personal property if you lose your case in court. The insurance shouldn't cost too … Dog walking insurance covers the client and their pet’s while in the care of a dog walker. You are also likely to need public liability insurance no matter if dog walking is your sole business activity or if you other businesses. Pet sitter insurance companies are listed below for your convenience only.  No pet sitter insurance is included with membership to PUPS. $5,000 Business Property, can be increased. Without insurance, you can lose not only your business but also your personal property if you lose your case in court. Injuries to yourself acquired from a pet in your care, under a pet sitting contract, may be entirely your responsibility.  Some states regulate that once you agree to take control of the pet by caring for it, you are entirely responsible for injuries caused by the pet to others or yourself.  Your Pet Sitter insurance will cover injuries to others (up to the limit), but not to your own person.  Other states have different standards, so you could try to sue the owner and hope for the best.  Pets are stolen, lost, injured, and even killed every day. Our Canadian Pet Sitters and Dog Walkers Insurance Plan has been tailored specifically with the needs of you sitters and walkers in mind. Whether you run a one-person dog-walking business or you have a team of walkers and offer pet-sitting services, there are several coverage types for dog walker insurance. General Liability protects pet sitters and dog walkers against third party claims (the key is a third party — someone besides you) caused by you or your staff member's negligence. It administers a comprehensive insurance … Once you've decided on the best coverage for your pet sitting services, you will need to review different insurance policies to determine which providers offer the best deal. Your dog walker … Injury to yourself or your personal belongings (including pets) Our Canadian Pet Sitters and Dog Walkers Insurance Plan has been tailored specifically with the needs of you sitters and walkers in mind. The plan provides excellent coverage for business liability including pets in your care and fidelity bonding. Monthly pay option also available for 3% service fee. Professional United Pet Sitters LLC 2005. Consider placing a claim even if you think you are not covered.  Adjusters have the job of finding out what your coverage really is, so it can't hurt to file a claim (unless you are filing many and are about to get dropped). Note: most policies only cover animals NOT used by the client for profit or business. Pet Sitter Insurance Providers . Whether you exercise dogs on or off a lead we can tailor cover to best meet your … The vast majority of regular health insurance providers do NOT cover injuries acquired while on the job. Pet Sitting Insurance Canada Comparison Chart, Dog Walking and Pet Sitter Liability by Professional United Pet Sitters LLC The following companies are known to provide quality pet sitting insurance … In a increasingly claim-happy society it is possible that if a dog you were walking … We do not have additional information about their coverage at this time. Get A Quote From Veracity’s Pet Care Insurance Division You can find a basic dog walking … Professional United Pet Sitters is a community of over 11,000 experienced professional pet sitting businesses, new pet sitting businesses, & members interested in starting their own pet sitting service. Different … A pet business insurance policy with general liability and defense costs coverage will protect you and keep … The app helps me quickly call for service, and to date, the walkers (many of whom I’ve now met) are tremendously professional and committed to taking care of my dog. We are not personally or professionally affiliated with any insurance listed below.   www.PetSits.Com. Note:  be sure the policy includes coverage for the business owner. Instead of rushing home at lunch, book a dog walker to give your dog a 30-minute dog walk. Our plan covers our members, spouse and up to 5 employees at no additional cost. Bonding You … In Canada, PROfur Pet Sitting Insurance and Canadian Pet Pro are two main insurance … Fidelity bonding is added to the basic plan. Once you’ve obtained the necessary insurance for your dog walking business, be sure to find out about options for bonding in your area. We have customized the PRO fur insurance policy from the ground up so … Dog Walking Insurance. Without needed liability coverage, sitters are taking a huge risk. Without needed liability coverage, sitters are taking a huge risk. $2,000,000 Commercial General Liability, including in client's home.  It may be right, or it may be inaccurate. Click here to return to the PUPS Pet Sitter Insurance Comparison summary page. Who Needs Pet Sitting Insurance?  Or the insurance may be changing while we speak. 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